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Travel Insurance & Protection Services

Travel with Peace of Mind

Protect Yourself and Your Vacation

Allianz Travel Insurance

A TripProtect plan from AAA can protect you before and during your trip—keeping you, your loved ones, and your travel budget safe. Our most popular plans include:

  • Unexpected cancellations
  • Travel delays
  • Medical emergencies
  • Lost luggage
  • And more

Plus, kids 17 and under are included free while traveling with a parent or grandparent who has purchased a plan.*

AAA TripProtect Plans

Some of our most popular TripProtect plans include value-adding benefits like:

Trip Cancellation

Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason which, for example, may include:\tA doctor says you or a traveling companion is too sick to travel\tYour parent or child requires hospitalization

Trip Interruption

Reimburses the unused, non-refundable portion of your trip and increased transportation costs it takes for you to return home early or to continue your trip due to a covered reason which, for example, may include:\tYou or a traveling companion get sick or injured and a doctor says you must return home\tYour destination is uninhabitable

Emergency Medical and Dental

Reimburses expenses related to covered emergency medical or dental care incurred on your trip.\tYou slip and break your ankle while sightseeing\tYou lose a filling and require immediate dental treatment

Emergency Medical Transportation

Provides benefits for medically necessary transportation to the nearest appropriate medical facility following a covered injury or illness.

Travel Delay

Reimburses meal, accommodation, and transportation expenses when your trip is delayed for a minimum number of consecutive hours for a covered reason.

Baggage Loss/Damage

Reimburses lost, damaged, or stolen luggage and personal belongings.

Baggage Delay

Reimburses the reasonable additional purchase of essential items during your trip if you experience a covered baggage delay.

Missed Port of Call

Provides payment if your cruise misses or replaces a scheduled port of call on your original itinerary.

24-Hour Assistance

Help with travel-related emergencies and mishaps is just a phone call away. For emergencies which may include:\tEmergency medical assistance\tLost or forgotten prescription medication\tLost/stolen travel documents\tAnd more

Contact Your Travel Agent or Call 1-888-577-9222 for More Information

Additional Services Offered

Travel Protection

(Through a Travel Supplier)

Many of AAA's preferred suppliers offer their own form of travel protection that provides different coverage than travel insurance. This may include benefits such as:

  • Cancel for Any Reason
  • Travel Delay Coverage
  • Medical Protection
  • Luggage Protection

Each supplier's plan is different, so it is important to speak with your travel agent to learn about what is covered and what option is best for you on your specific trip.

Disclaimer: Travel Protection offered through a Travel Supplier is not Travel Insurance.

*Children under 18 must be accompanied by a parent or grandparent to be eligible for $0 rate. If not, subject to full rate. Not available on policies issued to Pennsylvania residents.

**When you opt in and provide flight information, we’ll monitor flights and send flight status and benefit alerts, including alerts about flight delays that qualify for automated travel delay payment. Standard message/data rates apply to SMS alerts. Automated claims and payment system availability is not guaranteed and is subject to our sole discretion. All claims subject to policy terms, conditions, and exclusions. Benefits are per person.

Benefits and limits vary by plan, please read plan documents for details.

Terms, conditions, and exclusions apply, including for pre-existing conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com